Flood Insurance on A Budget: It’s Not As Hard As You Think

In this video we look at what you need to know to get flood insurance on a budget and what could break that budget.

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Here at Flood Insurance Guru, our team dedicates every second of everyday to simplify flood insurance for your needs and help you understand your flood risks through education and awareness. We want you to save more money on your flood insurance and get time back so you can focus on the best things in life.

Removing A Property From A Flood Zone Using Fill Dirt: https://youtu.be/I4izo_TOGIE
The Difference in Flood Zone A and Flood Zone AE: https://youtu.be/oon_iXMJ9k4
Flood Insurance Coverages Playlist: https://youtube.com/playlist?list=PLqk0xtacAy3rdh3qHfjsmPYTctgtc677u
Pennsylvania Flood Insurance Playlist: https://youtube.com/playlist?list=PLqk0xtacAy3pKxQaN8citAk5uqXyNIfvf

[FREE eBook] Things to Know About Flood Insurance: https://bit.ly/ThingsToKnowAboutFloodInsurance
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Get an Elevation Certificate: https://www.floodinsuranceguru.com/elevationcertificates

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Want to know more about your flood risks?

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Most people think that they don’t need flood insurance if they don’t live in a flood zone. But did you know that over 25% of all claims on property damage are from flooding? Watch this video to find out more about why you should get flood insurance, even if you don’t live in a flood zone.

Today’s to explains the difference between FEMA and Private Food Insurance and what that means to you.
Remember, I have people for that! Let me help you!
Sources included Neptune Insurance and nationalfloodinsurance.org

Gwen Samms, Realtor
304-419-7600 www.GwenSamms.com
Better Homes and Gardens Real Estate Central
87 Chase Dr Hurricane, WV 25526
Josh McGrath, Broker

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It’s Insurance Tips For Tuesday!
I had a great question from a new client buying a home in a high-risk flood zone (Flood Zone AE).
Because the home could be a total loss after a catastrophic flood, he wanted to know how he could insure the home to be rebuilt if it is declared a total loss.
Typically National Flood Insurance Policies (NFIP) will only cover a home up to $250,000. That’s the max coverage available. We have partnered with Neptune Flood, a private flood insurance company that can provide much more coverage (up to $4m) to help fully rebuild after a flood.
Additionally, Neptune Flood offers coverage for basement contents (up to $10k) and replacement cost coverage on contents that are damaged in a flood.
That’s it for now. Follow me for more Insurance tips you can use to help you understand your coverage and have a better insurance experience.
If you have any questions on your flood coverage or would like a review or quote, call or click anytime, we are here for you.
– Your Indie Agent Adam
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